Are you a business owner? If so, you probably know how important business credit cards can be to your business. Not only can you build your business credit with your business cards, you can also manage your budget and track your expenses with your cards.
There are hundreds of business cards on the market, and depending on your business needs, you should know for the offers that provide you with the biggest bang for the buck. Here are a few top business cards to consider:
American Express Plum Card : The Plum card is perhaps the most popular small business card on the market. The plum card is unique as it allows you to defer your payments by 60 days with no fees. You will also get rewarded if you pay your bills faster. The Plum card exploded into the scenes a few months ago, and it is now the card of choice for most start-ups.
The Gold Card from American Express: the gold AMEX card is the elite of elite in the small business market. This card comes with so many rewards that companies never complain about its annual fee. There are no pre-set spending limits for this card which makes it attractive to small and big business alike.
Advanta Platinum 90-Day Interest Free BusinessCard : Advanta’s answer to the Plum card. You will pay no annual fee with 90-day grace card, and you will receive 90 days of free interest financing on your purchases. Similar to other Advanta offer, there is no annual fee for this card.
CitiBusiness® Visa Card: Citi is known for providing low interest offers to consumers and business owners. CitiBusiness Visa Card is a low APR card designed to help small business save on interest costs.
Chase Business Rebate Card: Chase has some of the best offers in the credit-card industry. Chase Rebate card comes with lucrative introductory offers on purchases and balance transfer. In addition, you receive a low life-time APR on your purchases, making this card a decent long-term option for business owners.
At the end of the day, you should choose the offer that provides the biggest bang for your buck. If you are going to park a large amount on your business-card, you should choose a low interest card. If you use your credit-cards for advertising, you should choose a cash back offer than gives you money back on your advertising costs. Once you have defined your expectations for your future card, you will have an easier time navigating through offers and finding the right one for you.